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Heather Sprague


Heather’s history includes senior underwriting roles with CIGNA and Lincoln Financial. In 2005 she went independent and maintains relationship with senoir underwriting officers at most life brokerage companies.

Heather’s services to NBA member agencies include:

Negotiation on pending cases: Has a large case of yours been approved by a carrier at a higher rate class or rating than you think is warranted? Heather can get involved to talk one-on-one with senior underwriters at the carrier in an effort to find some underwriting credits for consideration of a better rate class or rating.
Case Navigation: Share medical files with Heather through the NBA portal. She can help you determine, up-front, which carrier(s) may be best suited for the case history.